offers dozens of plain language pages summarizing your legal rights concerning all kinds of transactions. The following sites are most frequently requested:
Investment advisors & financial planners
Make sure you are doing business with a registered broker or certified financial planner and that the stocks he wants you to
purchase are legitimate.
New Jersey Bureau of Securities
call (973) 504-3600 to make sure your broker is licensed to do business in our state, Web site includes online
complaint form and list of recent disciplinary actions. The Investment
Advisor Registration Depository (973) 504-3656 will verify a broker/dealerís credentials. You can request a free report on any NJ investment advisor from this department. Requests must be made in writing and can be faxed (973) 504-3601. Turnaround time varies according to current workload.
U. S. Securities & Exchange Commission-Investor education & assistance
complaint center includes online forms...(202)942-7040
Regulation Complaint Program (NASD)
everything you need to know about broker ethics, federal regulation and disciplinary procedures from the National Association of Securities Dealers.
Investor Alerts (SEC) read up on the latest scams
Investment schemes (FTC) how to evaluate the legitimacy of Internet-based investment opportunities, rare coins, international lotteries, time-share resales...
Financial planners Some financial planners are also investment managers and a regulated by the organizations listed above. Planners are not listed in industry-specific directories nor are they required to be licensed by the State of New Jersey. There are several organizations which
certify financial planning specialists. Financial planners are listed in the local telephone book and in the Reference USA database.
Anti-Phishing Working Group
fake companies trolling for your identity
On Guard Online,US Federal Trade Commission
Guide to online ID theft, spam, spyware and phishing.
Symantec's Threat Explorer
latest computer threats, viruses & hoaxes
Scams & frauds
Better Business Bureau Alerts
arranged by date so you can locate the latest scams
many schemes target small business owners...read all about the Nigerian Letter scam
Report insurance cheaters to the NJ State Division of Insurance
Mail fraud, US Postal Service
the U.S. Postal service warns about employment solicitations, personal finance schemes, chain letters, and bogus sweepstakes winner notifications
National Fraud Information Center
general information on telemarketing schemes, Internet ploys and scams targeted at the elderly
Ripoff Report Online & offline schemes
Scambusters New scams, most popular, also keyword searchable
Scholarship Scam Alert
warning signs of possible scams, suspicious scholarships and what to do if you think you are a victim
don't fall for these common schemes
Telephone slams, phone cloning & cable complaints
facts and remedies from the Federal Communications Commission
Urban Legends rumors & ripoffs
straight from the Better Business Bureau
Complaints & remedies
The Consumer Action Handbook, published by the Federal Citizen Information Center,
is the best place to find everything you need to know when it comes to solving consumer disputes. Looking for
company contact information? If you can't find it online, call your library. Need a
sample complaint letter?
Auto Safety Hotline
report your problem to the U.S. Department of Transportation toll-free 888-327-4236
Better Business Bureau
how to file a complaint with the BBB's Dispute Resolution Service, includes information on the BBB Auto Line
Federal Communication Commission
telephone service complaint form
Federal Trade Commission
sets forth guidelines you can follow to resolve your disputes
What it is and how to rectify the situation.
Mail Preference Service
want to reduce your junk mail?...the Direct Marketing Association will arrange to have your name purged from most major mailing lists (free!)
National Do Not Call Registry
Or call 1-888-382-1222 from the telephone you wish to delist
New Jersey Division of Insurance
will handle your complaints online. New Jersey Office of Consumer Protection
general information about our state's advocacy programs Postal Service, US, Inspection Service, online complaint form
Professional Boards and Advisory Committees
There is no one central licensing board for all New Jersey regulated professions. Use this list to
determine the board you need to contact to verify a current license or
complain about services rendered.
basic guidelines and procedures for suing in New Jersey courts
Telephone Preference Service
how to remove your name from telemarketing lists